Mezzanine Finance vs Senior Debt
What is Senior Debt? Senior debt refers to the level of priority a loan repayment holds. This type of debt has priority over other repayments meaning…
The Regulations You Need to Be Aware of When Buying a New Home
Buying a home is both exciting and terrifying at the same time. It is a process that can throw surprises at you along the way, that can become…
How to Keep Building Sites Safe During Covid-19
The construction industry continues to boom during the pandemic. Following a quiet lockdown period from March to May, there has been a real eagerness…
Eco-Friendly ‘Green Mortgages’ To Become The Norm
Green mortgages are a type of mortgage that offers favourable terms for those buying energy-efficient homes. These favourable terms can include…
Why is Property Insulation so Important?
Home insulation is not a new concept in the UK, although it has had somewhat of a resurgence in the last few years This has culminated in the UK…
Will First-Time Buyers Set To Receive Low-Deposit Mortgage Deals?
Prime Minister Boris Johson has pledged 95% mortgages for two million first-time buyers. The Government unveiled plans for 'generation buy' at a…
Home Truth: Lockdown Caused 21% Reduction in Planning Permission Applications
Lockdown Caused 21% Reduction in Planning Permission Applications Same time period in 2019 saw only a 5% decrease from the year before North…
How Does The Stamp Duty Holiday Work?
What is stamp duty? Stamp Duty Land Tax is a tax on the purchase of properties. Stamp duty is only paid in England and Northern Ireland. The devolved…
What is Regulated and Unregulated in Bridging Finance?
Bridging loans or bridge finance, will typically fall under regulated or unregulated activity - and this can have quite an impact on the application…
Chancellor Sunak Proposes Immediate Change to Stamp Duty
Rishi Sunak has stated that a stamp duty cut will not be delayed, following warnings that this would cause considerable damage to the housing market.…
Storage Wars: UK Cities Paying Nearly Double for Self-Storage
Londoners pay 107% more per week than average for a 50 sq. ft. storage unit Camden is the most expensive place to rent storage space in the UK (up…
Mortgage Brokers Expect a 6 to 9-Month Recovery
The COVID-19 lockdown has had a considerable impact on the property industry, potential property buyers limited in viewing new potentials, whilst…
What is a Bridging Loan Used For?
A bridging loan can be a quickly and easy way to get a loan in the short term. In contrast to getting a mortgage which could take months, a bridging…
How Much Does a Bridging Loan Cost?
Bridging loans can be a quick and easy way to get the finances you need to secure the purchase of a property, avoiding the often lengthy process of…