Do Loans Help Your Credit Score?
Taking out a personal loan has the potential to impact your credit score, be it negatively or positively. Whether the effect is positive or negative…
Can You Get a Mortgage With No Job if You Have Savings?
You may still be able to get a mortgage with no job, but it is more difficult. If you can prove to a lender that you have a sizable savings account,…
Is It Possible to Buy a House Without a Mortgage?
When people start to consider a house purchase, the first port of call is usually looking into mortgages; however, it is not strictly necessary to…
Can You Get a Loan if You Are Unemployed?
If you are unemployed, you can still get a loan; however, there may be additional requirements that you will need to meet to demonstrate that you can…
Can I Get a Loan on Benefits?
Those on benefits may find it more difficult to get a loan, but there are still various options available if they are in need of funds. Can I…
Mortgage Rates at Highest Level for Almost 2 Years
It was announced this month that the US 30-year fixed-rate mortgage climbed to an average of 3.75% - the highest level since the beginning of the…
Can You Buy a House With No Job?
It is possible to buy a house if you have no job, but you will need to have other forms of income or savings and be able to effectively demonstrate…
How Much Does a Home Office Add to a House?
As so many people were forced to work from home during the pandemic, the existence of home offices multiplied greatly. Although working from home was…
Can You Add Stamp Duty to a Mortgage?
It is possible to add Stamp Duty to a mortgage by taking out a larger mortgage; however, this may not be advisable as it could impact your loan to…
Can Mortgage Offers Be Extended?
When you take out a mortgage, there is an agreed mortgage term between lender and borrower; however, this can be extended depending on the…
Can Loans Affect a Mortgage?
There's so much to consider when applying for a mortgage that it can seem like there's too much to think about. This can especially be the case if…
Can I Get a Second Mortgage?
If you are looking to buy a second property, applying for a second mortgage can be a good idea. The process is relatively straightforward but you…
Can a Student Get a Mortgage?
Students looking to take out a mortgage for a property are able to do so but will need to consider certain factors including income stream, which…
Are Mortgage Rates Going Down?
There has been a great deal of volatility in mortgage rates in recent months, especially due to the ongoing impact of the Coronavirus pandemic and…
Are Mortgage Advisors Free?
Sometimes - mortgage advisors may be free for customers to use, the advisor getting paid through other means (e.g. commission). However, some may…